The Spend Less Handbook - 365 Tips For A Better Quality Of Life While Actually Spending Less即保证生活质量又节省开支的365个诀窍 pdf 夸克云 tct umd 下载 2025 azw3 kindle

　　Turn your fortunes around with a year’s worth of money-saving, life-improving tips!

You don’t have to live like a recluse or deny yourself life’s luxuries.

By spending less, you really can have more. It’s not just about saving the odd penny when you’re doing your grocery shopping – it’s about rediscovering the truly valuable things in life.

Discover the power of less and create more time in your life to find the kind of happiness that money just can’t buy.

From *** tactics such as never shopping on an empty stomach, to lesser-known tricks like importing goods to pay for your holiday, every tip will save you between £5 and £50,000.

You will find 365 practical tips in the following areas to help you live on less, spend less, and be far richer and happier for it!

Shopping

Your house and your home

More ways of saving or *** money whenever you buy or sell property

Your personal finances and savings

Cut the cost of necessary household expenses

Food and drink

Cutting out unnecessary, excessive expenditure

Kids, schools and universities

Cars and travel

Leisure, pleasure and going on holiday

The kind of happiness that money just can't buy

Creating more time in your life

Your 'job' or your 'work'

Moving overseas

Preface

Introduction

PART 1: THE PROBLEM - OR WHY, DESPITE EARNING A NOT INCONSIDERABLE AMOUNT OF CASH, MOST OF IT DISAPPEARS ON JUST PAYING FOR THE BASICS

　So why does life cost so darn much these days?

　The myth of low inflation: Our hyperinflated, hyperbloated lives

　Deranged c***umerism The pressure to spend, Spend, SPEND 　

　So is all this extra money *** us any happier?

　We’re all going nowhere - But we’re going there fast

　How selfishness and ceaseless c***umerism are destroying life

PART 2: THE SOLUTION - 7 RULES TO HELP YOU LIVE BETTER, SPEND LESS AND NEVER LET MONEY RUIN YOUR LIFE AGAIN

　So where has this book managed to get us so far

　Rule 1: Who said you need lots of money anyway?

　Rule 2: Don’t let the power of it’s only £20 excuse ruin, bankrupt or leave you poor forever

　Rule 3: Rescue the essential from the clutches of the irrelevant

　Rule 4: Don’t go buy new if you can beg, borrow, steal or go without

　Rule 5: Cultivate an enjoyment of elegant frugality

　Rule 6: Find your own personal financial black ***s and weaknesses

　Rule 7: Always remember that it is about have more rather than less

　PART 3: THE TACTICS - 365 WAYS TO SPEND LESS WHILE IMPROVING THE QUALITY OF YOUR LIFE

Shopping

　Your house and your home

　More ways of saving or *** money whenever you buy or sell property

　Your personal finances and savings

　Cut the cost of necessary household expenses

　Food and drink

　Cutting out unnecessary, excessive expenditure

　Kids, schools and universities

　Cars and travel

　Leisure, pleasure and going on holiday

　The kind of happiness that money just can’t buy

　Creating more time in your life

　Your ‘job’ or your ‘work’

　Moving overseas

Conclusion

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